Terms & Conditions

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1. Eligibility

You must be at least 18 years old to use our Services. By using our Services, you represent that you have the legal authority to enter into these Terms. If you are using the Services on behalf of a company or organization, you represent that you are authorized to bind that entity to these Terms.

2. Account Registration

To access certain features, you may be required to create an account. You agree to provide accurate, current, and complete information and keep it updated. You are responsible for safeguarding your login credentials and for all activities that occur under your account.

3. Use of Services

You agree to use the Services only for lawful purposes and in accordance with these Terms. You must not misuse, copy, resell, or reverse engineer the Services, use them to generate harmful or unlawful content, or interfere with system integrity or security. We reserve the right to suspend or terminate accounts violating these Terms.

4. Subscription Plans & Payment

CogniHub AI offers Free, Pro, and Enterprise plans. Paid subscriptions are billed through third-party payment processors (e.g., Stripe). By subscribing, you authorize us to charge your payment method for recurring fees unless canceled. All fees are non-refundable except as required by law.

5. Intellectual Property

All rights, titles, and interests in the Services, including AI models, software, UI/UX, and branding, remain our exclusive property. Users retain ownership of input data but grant CogniHub AI a license to process, analyze, and use it for providing Services. Generated outputs are provided 'as is' and you are responsible for reviewing them before use.

6. Data Privacy

We respect your privacy and are committed to protecting your data. Any documents or information you upload are used solely to provide Services. We do not sell, rent, or share your personal data with third parties for marketing purposes. Data is stored securely and access is restricted. While we use industry-standard security, we cannot guarantee absolute protection against all threats.

7. Disclaimer of Warranties

The Services are provided on an 'as is' and 'as available' basis without warranties of any kind. We do not guarantee that outputs generated by AI will be accurate, complete, or suitable for your intended use.

8. Limitation of Liability

To the maximum extent permitted by law, CogniHub AI and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages. Our total liability for any claim shall not exceed the amount paid by you for the Services in the last 3 months.

9. Termination

We may suspend or terminate your account if you violate these Terms or misuse the Services. You may terminate your subscription anytime through your account settings.

10. Governing Law & Dispute Resolution

These Terms shall be governed by the laws of India (with jurisdiction at Noida courts, unless otherwise required by law). Any disputes shall first attempt to be resolved amicably; if unresolved, they will be subject to binding arbitration under the Arbitration and Conciliation Act, 1996.

11. Changes to Terms

We may update these Terms from time to time. Continued use of the Services after updates constitutes acceptance of the revised Terms.

12. Contact Us

For any queries regarding these Terms, please contact us at: legal@cognihubai.com |www.cognihubai.com

2025-2026 (c) CogniHubAI